Canadian consumers can obtain long-term disability coverage through their places of employment or as part of group coverage plans. There are also individual plans available for purchase. The basic principle of long-term disability insurance is for the insured and/or their employer to pay regular premiums in order to secure coverage that is intended to provide financial assistance (benefits) in case the insured suffers a qualifying disability. These qualifying disabilities are often caused by motor vehicle accidents or other incidents that result in injuries and inability to return to work.
In the event of an actual disability, the process of obtaining long-term disability benefits can be long and confusing. It is not unusual for the insurance companies to deny applications for benefits despite regular payments of premiums and inability to return to work.
Personal Injuries Lawyers at Lofranco Corriero have extensive experience in representing the interests of people who have suffered a long term disability due to an accident in Toronto, Mississauga, Brampton and Scarborough. The process of applying for a long term disability can be very complex, don’t compromise the financial stability of your family and let a Personal Injury Lawyer at Lofranco Corriero to help you go through this process.
If you or your loved one have been recently denied long-term disability benefits by your insurance company, it is important that you don’t take their decision as the last word and learn more about your rights. Lofranco Corriero has experienced lawyers who can help you receive your owed benefits.
Our team will examine your long term disability policy and determine if your insurer was unfair in denying your benefits. Call us now at 1-866-LOFRANCO to learn more about your rights and/or to schedule your first free, no-obligation consultation. If as a result of your injuries you are unable to travel to one of our conveniently located offices Toronto, Mississauga, Brampton or Scarborough, our representatives can come to meet you at the place and time of your convenience.