Lofranco Corriero Blog

Read our success stories, community engagements and the latest news about Personal Injury law.

Ontario Auto Insurance Changed in 2026 – What Accident Victims Need to Know

Effective July 1, 2026, Ontario’s auto insurance system underwent its biggest restructuring in over a decade — several once-mandatory benefits are now optional. Here’s what changed and what every driver must do.

Income Replacement Benefits Now Optional

Income Replacement Benefits Are No Longer Automatic in Ontario

For decades, injured drivers who couldn’t work received Income Replacement Benefits automatically. As of July 1, 2026 it’s optional — learn who is most at risk and how to protect your income.

Ontario’s 2026 Insurance Reforms and Serious Injury

For catastrophically injured victims the $1,000,000 benefit and CAT designation stay intact, but Income Replacement is now optional — even for the most serious injuries.

The 2026 “First Payor” Rule Explained

Your auto insurer now pays first for accident-related treatment, before your workplace health plan. It protects your group benefits — but creates new disputes that can delay care.

Self-Employed and Injured in Ontario? The 2026 Reform Changes Everything

If you’re self-employed or a gig worker, the 2026 reform may have removed the automatic income floor you assumed you had. Learn what it means and how to protect yourself.

Ontario Auto Insurance Reforms: A History of Cuts

From 1990 through 2010, 2016 and now 2026, Ontario auto insurance reform has steadily cut accident benefits. A lawyer’s perspective on what the 2026 “choice” reform really means.

Collateral Benefits: What Should and Should Not be Deducted from Accident Damages?

In motor vehicle accident claims, plaintiffs often receive “collateral benefits” such as accident benefits, LTD and employer health benefits while a lawsuit is ongoing. The Insurance Act lets defendants deduct certain of these from damages.

Preparing A Will In The Midst Of A Pandemic

Death is inevitable, and recent events make it important to think about what happens to your loved ones and your property should something happen to you unexpectedly.

Are Long Term Disability Benefits Taxable?

If you recently applied for long-term disability benefits, you might be wondering whether your monthly income is taxable. Let us help clarify your doubts.

Mistakes to Avoid When Applying for Short and Long-Term Disability

Disability insurance protects employees from loss of income due to illness, injury or accident. Avoid these common mistakes that can get your application rejected.

Will I Be Taxed On Personal Injury Damages?

If you recently received compensation from a court settlement, you might be wondering how to report these earnings — and whether they’re taxable.

Common Injuries in a Car Accident

A sudden car accident can happen to anyone. Depending on the impact you can suffer minor or serious injuries — and some symptoms take hours or days to appear.

Lofranco Corriero Secures $340,000 Victory Judgement at a Trial

Nicole Corriero obtained a $340,000 judgement for a tow-truck driver struck by a car while hooking up a disabled vehicle roadside.

Bicycle Accidents – What to Do After the Crash

Whether you commute or ride for fun, navigating urban traffic is a challenge. Here’s what to do after a bicycle crash and how to protect your rights.

Slip and Falls – Consequences, Prevention and What to Do

Slip and fall accidents happen often, especially in darker, snowier months. Sometimes the property owner is liable, and sometimes not.

Common Causes of Car & Motorcycle Accidents in Canada

Although Canada’s population is growing, fatalities and serious injuries from car and motorcycle accidents have slowly decreased thanks to proactive measures.

What is the Family Member’s Right in a Personal Injury Case

In a personal injury, often the entire family is affected. Relatives may be entitled to compensation under the Ontario Family Law Act.

Nicole Corriero Honoured by the Ontario Trial Lawyers Association

Partner Nicole Corriero received the Martin Wunder, Q.C. Outstanding New Lawyer Award from the Ontario Trial Lawyers Association.

Bill 103 and Why it Should Matter to You

Introduced in March 2017, Bill 103 relates heavily to personal injury law and client agreements, making it harder for injured victims to find the help they need.

The Jury – What You Need to Know

Most personal injury car accident trials in Ontario proceed with a jury. Here’s how jurors are selected and what you need to know.

Marshall’s Report – Insurance in Ontario

A finance ministry report by David Marshall has eye-opening numbers and recommendations for Ontario’s auto insurance industry.

Lawyers in Action: Persofky v Liberty Mutual

In this precedent-setting case, Lofranco Corriero lawyer Frank Burns represented Molly Persofky against Liberty Mutual Insurance Company.

Sponsoring Best Buddies Thrill of Ascot Fundraising Event

Best Buddies supports children with intellectual disabilities throughout the school system. Lofranco Corriero is proud to sponsor the Thrill of Ascot fundraising event.

Smashfest 2016

Lofranco Corriero participated in the Smashfest ping pong charity competition for the 4th year, supporting concussion and cancer research.

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The information you obtain at this site is not, nor is it intended to be, legal advice. Contacting us does not create a lawyer-client relationship. You should consult a lawyer for advice regarding your individual situation. Please do not send any confidential information to our firm until such time as a lawyer-client relationship has been established.

Lofranco Corriero Blog

Read our success stories, community engagements and the latest news about Personal Injury law.

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